masthead of The Advocate online newsletter of The Benefit Advocates

Plan, Prepare and Save for Your Retirement
Photo of mother with daughter on her lap as she plans for her retirement In a decade of turbulent economics, the odds of enjoying a comfortable retirement may seem less than they were 15 or even five years ago. Linda Carter, vice president of retirement planning for The Benefit Advocates, tells you how simple planning and wise choices can help you prepare to enjoy your own Golden Years with confidence.
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Too Many Funds—Too Many Decisions
Too much of a good thing can be bad—especially when it comes to company retirement plan options. More fund options may mean less participation.

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Good News for Flexible Spending Accounts?
New Flexible Spending Account rollovers proposed in President Bush's budget could increase
use of this tax-saving vehicle.
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How to Cut Drug Costs 
We comparison-shop for groceries and most other items. Why not big-ticket items like prescription drugs?
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Are Your Managers Stepping Up?
Successful companies and managers know that managing performance isn't a once-a-year exercise but a daily devotion to excellence.
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A 10-Point Plan for Better Sleep
Fighting the sandman every night? Learn some keys to better Zzzs.
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Benefit Basics
What do The Benefit Advocates do best? Save time and money with customized, cost-effective solutions.
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An online publication of The Benefit Advocates, 1082 West Fourth St., Winston-Salem, N.C., 27101, 1-800-344-5677.
Linda Carter, Editor, December 2003
Contact us at info@benefitadvocates.net

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