masthead of The Advocate online newsletter of The Benefit Advocates

Fully Engaged: Energize Your Workforce for Success 
What would be the impact if a bank only opened 30 percent of its branches each day? Yet that's what is happening in scores of American companies today — operating at just 30 percent efficiency because of rampant underperformance. According to several studies, only about half of America's workers do what's expected of them. The answer to the malaise? Finding ways to meet the human need in everyone to contribute something of value and to be heard, appreciated and treated well. Saks Fifth Avenue is a case in point for the bottom-line difference fully engaged employees can make.
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Legally Required Communications—Can They Be Simpler And Still Protect?
Clearly communicate the details of your benefit plan and your employees may do far more than thank you. They may not sue you.

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Pension Benefit Guaranty Corporation Increases 2004 Figure
The Pension Benefit Guaranty Corporation has increased the monthly award to participants in underfunded, single-employer pension plans.
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Coordination of Leave Benefits 
Think you know how to coordinate Family and Medical Leave Act responsibilities with the Americans with Disabilities Act and workers' compensation? Take the quiz.
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In the Mood
Ever noticed the effect of different colors on your mood? From the relaxing hue of blue to heart-racing reds, color can make a big difference in your work environment.
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New Social Security Tool Now Online
The Social Security Administration has put its Death Master File online — giving plan administrators a new tool for fighting fraud and error.
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Pension Benefit Relief
President Bush recently approved pension relief. What did the Senate's pension funding relief bill accomplish and what does it mean for businesses?
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An online publication of The Benefit Advocates, 1082 West Fourth St., Winston-Salem, N.C., 27101, 1-800-344-5677.
Linda Carter, Editor, May 2004
Contact us at info@benefitadvocates.net

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