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Can
Consumer-directed Care Tame Health Costs?
 Shift more of the financial burden of health care onto
employees and our consumerist impulses will take over to reign in costs by eliminating unnecessary doctor visits, tests and medicines.
That's the logic of consumer-directed health care. Unfortunately, several studies suggest that
it might not be the cure for high health-care costs.
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Encouraging
the Use of Generic Drugs
Generic drugs cost from 50% to 70%
less than their brand-name
counterparts. But how do you
convince employees to choose them?
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Health-care
Benefit Increases Slowing
While still in the double digits,
health-care benefit increases are
slowing as insurers seek to compete
as their balance sheets improve.
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2005
Social Security Changes
Increases in the taxable earnings base and in Medicare Part B premiums and
deductibles are among a few of the
changes in store for 2005.
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Reducing
Workplace Stress
Workplace
stress costs employers $300
billion each year in the
United States in employee turnover,
health costs and more. Here are a
few tips to lower stress levels
on the job.
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Wash
the Germs Away
Regular
handwashing is a simple and effective way to minimize your risk of contracting diseases and to help keep infections away.
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more ...
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Services of The Benefit Advocates
Learn
about the cost-effective, user-friendly benefit solutions and services
of The Benefit Advocates.
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more ...
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An online publication of The
Benefit Advocates, 1082 West Fourth St., Winston-Salem,
N.C., 27101, 1-800-344-5677.
Linda Carter, Editor, May 2004
Contact us at info@benefitadvocates.net
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