masthead of The Advocate online newsletter of The Benefit Advocates

Less Free Care Increases Importance of Negotiated Discounts
icon image of person checking medical billThe number of physicians providing free care has dropped in the 1990s from 75 percent to about 66 percent today. At The Benefit Advocates, we've always been committed to helping our clients negotiate the best rates — regardless of the rate environment — and have an excellent track record at saving patients money. 
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Health Care Subpar for Everyone
When it comes to the quality of the health care received, all Americans get the same mediocre treatment.

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Saving Too Little for Medical Expenses
More than half of Americans say budgeting for health-care expenses is more difficult than planning for retirement.
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My View: An F for Medicare D
Medicare D could have been a great benefit for seniors lacking prescription drug coverage.
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Growing Old Baby Boomer Style
Changing demographics and other factors make hiring older workers a wise move. They're also highly motivated and loyal.
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Avoiding Overtime Obsession
Working extra hours can help pay for college tuition, vacations and even lead to a raise. But there's a downside, too.
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Financial 101 for Your Employees
Do your employees spend more than they earn and experience added stress because of the debt load? If so, we can help.
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Lunch 'N Learn
Low 401(k) participation at your company and problems getting employees to take advantage of this and other benefits? Why not consider a Lunch 'N Learn session?
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A Little Fish Goes a Long Way
A new study has once again confirmed the heart-healthy benefits of eating fish. And it doesn't take a lot to make a big difference in your cardiovascular health.
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An online publication of The Benefit Advocates, 514 S. Stratford Road, Suite 301
Winston-Salem, N.C. 27103-1823, 1-800-344-5677.
Linda Carter, Editor, May 2006
Contact us at info@benefitadvocates.net

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